Terms and Conditions for Users

By accessing our website, you're entering into a binding agreement to adhere to the Terms of Use outlined herein, which delineate the rules governing your engagement with our platform. Regardless of whether you're a registered member or a guest, your use of the site implies your acceptance of these terms. Our organization ("we" or "us") manages the website as a conduit for disseminating information about our products and services, free of charge. These terms serve as a framework for promoting fairness and transparency in all user interactions.

- 1 - Agreeing to These Terms

This document establishes a contractual relationship between you and our website regarding your use of the site and all associated services. By accessing our site, you are affirming that you have read, understood, and agreed to be bound by these Terms of Use. If you do not agree with any part of these terms, you should not use our site. Non-compliance with these terms constitutes a significant breach of this agreement, potentially leading to cessation of service or other legal actions.

- 2 - General Rules and safe of use

The information and materials provided on the website are for your information only. Our company makes no guaranties, warranties or conditions as to the accuracy of the information and / or materials provided on the website and disclaims all liability and responsibility arising from any reliance that you may place on the information, materials on the website.

- 3 - TRADE MARKS

The entire contents of this site are copyrighted under the laws of the countries in which we operate and are owned by or licensed to us. You may not copy, modify, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from this site without the prior written consent of the copyright owner. Unauthorized use of this site’s content may result in severe civil and criminal penalties.

- 4 - Web Links to Other Domains

Our website features links to third-party sites, offering additional information, products, or services. While these links are provided for your convenience, please be aware that we do not control and are not responsible for the content or practices of these external sites. We advise you to review the privacy policies and terms and conditions of any third-party sites you access through our website to ensure they comply with your expectations on privacy and data security.

- 5 - Judicial Jurisdiction and Governing Regulations

In the event that any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the parties still agree that the court should endeavor to give effect to their intentions as reflected in the provision, and the remaining provisions of the Terms will remain in full effect. You also agree that any claim or cause of action arising out of or related to the use of our Service or these Terms must be filed within one month after the cause of action arose or be permanently barred.

- 6 - Refunds and Fees Policy

• Unless you enrolled via a gift card, your subscription will continue and automatically renew on a monthly or annual basis unless and until you cancel your subscription, or your account is otherwise suspended or terminated pursuant to these Terms. When your subscription renews each month/year, we will automatically charge your payment method on file for the subscription fee, as well as any applicable tax, on the calendar day corresponding to the commencement of your paying membership. You agree to provide updated payment information upon request and any time the information you previously provided is no longer valid. We reserve the right to change the timing of our billing, including if your payment method has not successfully settled.
• If you are located in a country where use and sales tax, goods and services tax, or value added tax is applicable to consumer sales, we are responsible for collecting and remitting that tax to the proper tax authorities. Depending on your location, the price you see may include such taxes, or tax may be added at checkout.
• Company collects all fees through secure third-party payment processors. Our third-party payment processors accept payments through methods detailed on the applicable payment screen, which may include various credit cards and PayPal. Such payment methods are subject to change. Information that you supply to our payment processors is not stored by us or within our control, and is subject to each of our third-party payment processors’ own privacy policies and terms and conditions. Third-party payment processors may charge a fee to process payments and Company is not responsible for any fees charged by them. Company disclaims all liability with regard to any fees or problems you have with third-party payment processors.
• If you enroll in a Company subscription via a gift card or scholarship, you will not be required to provide a payment method at the time of enrollment and your subscription will end automatically at the conclusion of the subscription period provided by your gift card. If you wish to continue your subscription beyond that period, you will need to enroll in an automatically renewing subscription and provide a method of payment.
• Company reserves the right to develop and launch new products or services or make changes to any products or services offered through the Service. If you choose to purchase any additional products or services offered by Company, you may be charged additional amounts for such products or services.
• Company also reserves the right to change the terms of your subscription, including price, from time to time, effective as of the beginning of your next billing period following the date of the change. We will give you advance notice of these changes, but we will not be able to notify you of changes in any applicable taxes. If you do not wish to accept the price change or change to your subscription plan, you can cancel your subscription before the change takes effect.
• Price changes, whether pertaining to subscriptions or other products, may be the result of many factors, including changes in costs related to procuring content or providing the Services, changes to market conditions or the consumer price index, or changes to applicable tax rates. Should these costs go up, we may increase our prices accordingly. Should these costs go down, we may decrease our prices accordingly.
• You may be offered the opportunity to participate in additional programs, such as a clients referral program. If you choose to participate in any such program, you will be subject to the terms of those programs, if any.

- 7 - Money Back Method

While you have the freedom to cancel your Company membership at any time, it's important to understand the implications. Should you choose to cancel before the current subscription period ends, we regret to inform you that we will not refund any fees already paid, except under specific circumstances detailed in our Refund Policy. To cancel your recurring subscription, please navigate to your payment settings within your Company account profile. Upon cancellation, access to all enrolled products during your membership will be revoked at the end of your billing period. If you decide to re-subscribe, your billing date will reset accordingly. If your subscription is managed through a third-party account, cancellation may need to be initiated through that third party.

We prioritize clarity and simplicity in our cancellation and refund processes, aiming to provide our members with a hassle-free experience while ensuring compliance with our policies.

- 8 - Joining Membership

If from time to time We offer and You have an account with Us then You are responsible for maintaining the confidentiality of this account and any related passwords for Your restricting access to Your computer and/or account. You agree to accept responsibility for all activities that take place under Your account and/or passwords

Other than personal data or sensitive personal data about You which is covered under the terms of our Privacy Policy any material You transmit or post to the Site shall be considered non-confidential and non-proprietary. We shall have no obligations with respect to such material

We and designated third parties shall be free to copy disclose distribute incorporate and otherwise use such material and all data images sounds text and other things embodied therein for any and all commercial or non-commercial purposes

In accordance with and without prejudice to our Acceptable Use Policy You are prohibited from posting or transmitting to or from the Site any material:

• that is threatening defamatory obscene indecent seditious offensive pornographic abusive liable to incite racial hatred discriminatory menacing scandalous inflammatory blasphemous in breach of confidence in breach of privacy or which may cause annoyance or inconvenience or
• for which You have not obtained all necessary licences and/or approvals or
• which constitutes or encourages conduct that would be considered a criminal offence give rise to civil liability or otherwise be contrary to the law of or infringe the rights of any third party in the any country in the world or
• which is technically harmful including without limitation computer viruses logic bombs Trojan horses worms harmful components corrupted data or other malicious software or harmful data or
• which facilitates Your misuse of the Site including without limitation hacking

We shall fully co-operate with any law enforcement authorities or court order requesting or directing us to disclose the identity or locate anyone posting any material in breach of the above prohibitions

- 9 - Updated User Terms

Our company may modify these Terms at any time without prior notice. By accessing or using our website after such modifications have been made, you are agreeing to accept those modifications, whether or not you have reviewed them. Please check this page regularly to ensure you are familiar with the current version.

- 10 - Denial of Warranties

The Company provides all content and services on this website "as is" without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability or fitness for a particular purpose. The Company does not guarantee the accuracy, completeness, or usefulness of any information presented. Users must bear the risk associated with the use of this content.